Find out which banks are offering the top rates. Money market accounts (MMAs) can be a great place to store your cash if you’re looking for a relatively high interest rate along with liquidity and flexibility.
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills.
Here is a look at some of today’s best money market account rates:
Interested in earning the best possible interest rate on your savings balance? Here is a look at some of the best savings and money market account rates available today from our verified partners.
Money market account rates have fluctuated significantly in recent years, largely due to changes in the Federal Reserve’s target interest rate.
In the wake of the 2008 financial crisis, for example, interest rates were kept extremely low to stimulate the economy. The Fed slashed the federal funds rate to near zero, which led to very low MMA rates. During this time, money market account rates were typically around 0.10% to 0.50%, with many accounts offering rates on the lower end of that range.
Eventually, the Fed began raising interest rates gradually as the economy improved. This led to higher yields on savings products, including MMAs. However, in 2020, the COVID-19 pandemic led to a brief but sharp recession, and the Fed once again cut its benchmark rate to near zero to combat the economic fallout. This resulted in a sharp decline in MMA rates.
But starting in 2022, the Fed embarked on a series of aggressive interest rate hikes to combat inflation. This led to historically high deposit rates across the board. By late 2023, money market account rates had risen substantially, with many accounts offering 4% or higher. However, the Fed finally began cutting rates in late 2024.
As of 2025, MMA rates remain high by historical standards, though they’ve begun a downward trajectory following the Fed’s most recent rate cuts. Today, online banks and credit unions tend to offer the highest rates.
When comparing money market accounts, it’s important to look beyond just the interest rate. Other factors, such as minimum balance requirements, fees, and withdrawal limits, can impact the total value you get from the account.
For example, it’s common for money market accounts to require a large minimum balance in order to earn the highest advertised rate — as much as $5,000 or more in some cases. Other accounts may charge monthly maintenance fees that can eat into your interest earnings.
However, there are several MMAs available that offer competitive rates without any balance requirements, fees, or other restrictions. That’s why it’s important to shop around and compare accounts before making a decision.
Additionally, ensure that the account you choose is insured by the Federal Deposit Insurance Corporation (FDIC) or the National Credit Union Administration (NCUA), which guarantees deposits up to $250,000 per institution, per depositor. Most money market accounts are federally insured, but it’s important to double-check in the rare case the financial insitution fails.
The national average interest rate for money market accounts is just 0.64%, according to the FDIC. However, the best money market account rates often pay around 4% to 4.50% APY — similar to the rates offered on high-yield savings accounts.
The amount you will earn on $50,000 in a money market account depends on the annual percentage rate (APY) and the time period you leave the money in the account. For example, if you deposit $50,000 into a money market account that pays 4.5% APY and left it in your account for one year, you’d earn $2,303 in interest.
There are currently no money market accounts that pay 5% APY. However, some high-yield savings accounts from online banks do. You can also check with your local bank or credit union to find out if they offer a 5% APY account that fits your needs.
If you know where to look, you can often score discounts on Apple’s ever-expanding AirPods lineup. Both the newer AirPods Max and AirPods 4 (with and without ANC) now consistently receive discounts, as do the latest AirPods Pro with USB-C. The same goes for the original AirPods Max, which are nearly indistinguishable from the last-gen model aside from the switch to a USB-C connector and a few new color options.
Below, we’ve rounded up the best deals currently available on each model, including both iterations of the AirPods 4, the latest AirPods Pro, and the AirPods Max.
At its September event, Apple introduced the AirPods 4, a pair of wireless earbuds available in two variations: a $129 standard model and a $179 noise-canceling model. Both versions represent significant upgrades over the third-gen AirPods, with a more comfortable design and improved audio performance. They’re also better for taking calls thanks to Apple’s Voice Isolation feature, which focuses the mics on your voice so you can be heard more clearly in noisy environments.
The $179 AirPods 4 with Active Noise Cancellation offer a surprisingly effective noise-canceling mode, a helpful transparency mode, and several other Pro-level features. The latest AirPods Pro do a better job of tuning out noise, but the AirPods 4 with ANC still do a good job of reducing sound. They also feature other perks formerly reserved for Apple’s top-of-the-line earbuds, including wireless charging and a case with a built-in speaker that allows you to easily track it down via Apple’s Find My app.
Although they launched at the end of last year, we’ve consistently been seeing discounts on both versions of the AirPods 4. Right now, for instance, the standard AirPods 4 are matching their all-time low of around $99 ($30 off) at Amazon, Walmart, and Target. The AirPods 4 with Active Noise Cancellation, meanwhile, are on sale at Amazon, Walmart, and Target for around $148.99 ($30 off), which remains their second-best price to date.
The best AirPods Pro (second-gen) deals
In 2022, Apple released the second-gen AirPods Pro, which feature a similar build to the first-gen model but offer better noise cancellation, swipe-based controls, and an extra-small pair of swappable silicone ear tips for smaller ears. Apple followed up a year later with a minor refresh, one that features a USB-C charging case and an upgraded IP54 rating for water and dust resistance. The newest model also supports lossless audio when used with Apple’s new Vision Pro headset and doubles as a pair of FDA-approved hearing aids.
As far as deals go, Apple’s updated AirPods Pro with USB-C are currently available at Amazon, Walmart, and Best Buy for around $169 ($80 off), which remains their second-best price to date and about $15 short of their all-time low of $153.99.
The best AirPods Max deals
The AirPods Max aren’t the iconic in-ears that have become synonymous with the AirPods name. They’re large and luxurious, comprised of aluminum, steel, and mesh fabric that remains comfortable during extended listening sessions. They also sport excellent noise cancellation, Apple’s spatial audio feature, and expansive, balanced sound, even if they lag behind some of their peers when it comes to bass response and features. They’re not the best noise-canceling headphones for most people — blame the sticker price — but it’s hard to find a better pair of Bluetooth headphones if you’re an iPhone user.
At the beginning of September, Apple replaced the first-gen Max with a new model that features support for USB-C charging and a few new color options. As of writing, they’re on sale at Amazon and Walmart in select colors starting at $479.99 ($70 off), which is their second-best price to date and $30 shy of their all-time low. Keep in mind that you can also occasionally pick up the first-gen model for less than $400, but right now, we’re not seeing any deals of note on the original pair.
Four people have been sentenced to between 14 and 22 months in prison for hate crimes and threats committed against Vinícius Júnior before a Copa del Rey tie between Real Madrid and Atlético Madrid in January 2023.
The charges relate to the hanging of a doll wearing Real Madrid forward Vinícius’s shirt from a bridge in the city alongside a banner reading “Madrid hates Real.”
Following a complaint made by LaLiga, four arrests were made later in 2023, with a court in Madrid issuing the guilty verdicts on Monday.
“In the ruling, one of the defendants was sentenced to 15 months in prison for a hate crime (under Article 510 of the Spanish Penal Code) and an additional seven months for making threats, having disseminated images of the act online, thereby amplifying its impact,” LaLiga announced.
“The other three were each sentenced to seven months in prison for hate crimes and seven months for threats.
“In addition, the first defendant was fined €1,084 and the other three were fined €720, along with the following additional measures:
“A restraining order prohibiting them from coming within 1,000 metres of Vinícius, his residence, or place of work (Valdebebas Training Ground);
“A ban on approaching within 1,000 metres any football stadium during matches held under the LaLiga calendar or competitions organised by the Spanish Football Federation (RFEF), including reserve and women’s teams, from four hours before until four hours after each match;
“A prohibition on any form of communication with the victim, all for a period of four years from the end of the prison term.
“All defendants also signed a letter of apology addressed to Vinícius, Real Madrid, LaLiga and the RFEF, which led to mitigation for damage reparation.”
Following the verdict, Real Madrid issued the following statement: “The defendants have acknowledged their actions, expressed their remorse, and publicly apologized. Each of them has been found guilty of a hate crime, and another of threatening our player Vinícius Jr.
“This criminal sentence comes after the several already handed down in recent months for racist insults received by Real Madrid players at the José Zorrilla Stadium (Valladolid), Mestalla (Valencia), Son Moix (Palma de Mallorca), and Vallecas (Madrid) stadiums, including on digital forums. In total, fourteen people have now been criminally convicted for racist attacks against our club’s players.
“Real Madrid, which, along with the player, has acted as a private party in this case and in many others currently underway, will continue working to protect the values of our club and eradicate any racist behaviour in the world of football and sport.”
It’s the latest in a string of resolutions related to the abuse of Vinícius.
Last summer, three fans were sentenced to eight months in prison and banned from stadiums for two years over the racist abuse of the Brazilian at Mestalla in May 2023 when Madrid played Valencia.
A Mallorca fan who used racists insults against Vinícius and Villarreal‘s Samuel Chukwueze was also handed a 12-month suspended sentence by a Spanish court last September.
More recently, in May, five Real Valladolid fans who racially insulted Vinícius Júnior in 2022 were also handed 12-month suspended sentences and large fines.
The “WAP” rapper unveiled the first glimpse of her 9-month-old’s face on June 16, sharing photos of the baby girl decked out in gear from Louis Vuitton and Takashi Murakami‘s famed cherry blossom collection in a backyard photo shoot with siblings Kulture, 6, and Wave, 3, who Cardi also shares with the Migos member.
One image posted to Instagram showed Blossom in a neon pink swimsuit with a brown Louis Vuitton scarf draped on her head, while she was pictured wearing a pink scarf from the luxury brand in another snapshot with her mom.
Cardi wrote in the caption, “It is you Miss Blossom Belles.”
But her eldest daughter Kulture also got in on the fashion fun, toting not one but two purses as she posed by the pool. Meanwhile, Wave rocked a pair of rose-colored jeans and Timberland boots.
An audit led by Baroness Louise Casey into grooming gangs dominates Tuesday’s papers. The i newspaper’s headline says a “generation of girls” were “let down” by police, councils and MPs. It quotes the report, which found authorities “shied away from the ethnicity of perpetrators” for fear of “raising tensions”.
The Daily Telegraph focuses on a line in the report which said asylum seekers and foreign nationals are involved in a “significant proportion” of live police investigations. Elsewhere, the paper reports that Israel’s strikes have pushed Iran “to the brink” after it hit Tehran’s state TV headquarters on Monday.
The Metro says victims were failed by “blindness, ignorance, prejudice, defensiveness”. Its front page reports that Home Secretary Yvette Cooper has apologised to victims.
The Daily Mail says a “conspiracy of silence over race doomed thousands of girls to abuse”. It reports that public bodies “covered up” evidence “for fear of appearing racist”.
Baroness Casey’s report found the ethnicity of offenders was “brushed aside”, according to the Times. Elsewhere, Prime Minister Sir Keir Starmer is pictured meeting Chief Darcy Dixon of the Bearspaw First Nation after arriving in Canada for a meeting of the G7.
The front page of the Daily Express features an interview with a victim of a grooming gang, who has called for every council and police force to be investigated.
“Never again” is the headline on the front of the Daily Mirror, which leads on Cooper’s pledge that “there will be no hiding place from justice” for perpetrators. The home secretary says more than 1,000 cases will reviewed after “years for failures” by authorities.
The Sun says the “devastating” report has “laid bare” how victims were failed. It says girls targeted by grooming gangs were “betrayed by the state”.
Israel and Iran’s ongoing exchange of strikes is the lead story on the front of the Financial Times. The paper leads on Israeli Prime Minister Benjamin Netanyahu’s claim that Israel has gained control over Tehran’s airspace.
The Guardian also focuses on the conflict in the Middle East, headlining on evacuation orders issued by the Israeli military as it continues to strike targets inside Iran.
And finally, the Daily Star predicts a hosepipe ban in Yorkshire after a drought was declared. “Reservoir dregs” is its Quentin Tarantino-inspired headline.
President Trump will depart the Group of Seven (G7) summit on Monday night, a day earlier than planned, because of the growing conflict in the Middle East.
“President Trump had a great day at the G7, even signing a major trade deal with the United Kingdom and Prime Minister Keir Starmer,” White House press secretary Karoline Leavitt posted on X “Much was accomplished, but because of what’s going on in the Middle East, President Trump will be leaving tonight after dinner with Heads of State.”
Last year, Justin Sun was facing a federal investigation into his crypto empire, to the point that he avoided entering the US. Now, his company is going to be publicly listed on the American stock markets – and reportedly with the assistance of Eric Trump.
Tron, Sun’s digital assets platform, announced on Monday that it plans to go public in the U.S. via a reverse merger with SRM Entertainment, a Nasdaq-listed company that previously designed merchandise for theme parks before pivoting to crypto. At the same time, Trump’s sons announced the launch of Trump Mobile, an MVNO that will also sell a $499 gold Android phone.
On the company’s site, SRM states that it has worked with Walt Disney World, SeaWorld, and Sesame Place. SRM says it has raised $100 million from a private investor to buy the Tron tokens (TRX), with plans to issue shares and warrants valuing the deal at up to $210 million.
The deal was brokered by Dominari Securities, a New York-based boutique investment bank operating out of Trump Tower, whose board includes both Donald Trump Jr. and Eric Trump, the president’s sons. Shortly after Trump’s election, Sun became an advisor and investor in World Liberty Financial, the Trump family’s crypto company, and promptly bought $75 million of their memecoin, $TRUMP, when the token launched in January.
By the end of February, the SEC had officially paused its investigation into Sun’s businesses. Sun continued to invest in Trumpworld entities, both in crypto and elsewhere: in May, he won a private dinner with the president by buying $16 million worth of $TRUMP in a contest.
Kristen Shilton is a national NHL reporter for ESPN.
There is an art to becoming a full-time NHL starting goaltender.
There is art, too, in being a successful NHL backup.
It requires embracing the unknown. It’s preparing to play without actually playing. There are long stretches of no puck touches — but the expectation of delivering your best at a moment’s notice.
That kind of pressure isn’t for everyone. But Edmonton Oilers‘ goaltender Calvin Pickard isn’t just anyone. He has forged a career excelling in secondary roles, the classic blue-collar contributor exemplifying work ethic and a straightforward mentality. One day at a time. One game after another.
It’s not easy. Pickard just makes it seem that way.
“I guess you’d say he’s one of the rare goalies,” Oilers forward Evander Kane said. “He’s just a normal guy. He’s really popular in [our] room.”
And how. Pickard has helped save Edmonton from back-breaking deficits in this NHL postseason not once, but twice. And Pickard could be on track to keep the Oilers alive again as they face elimination in Game 6 of the Stanley Cup Final against the Florida Panthers on Tuesday (8 p.m. ET, TNT/Max).
That’s as pressure-packed as it gets, yet Pickard’s most recent efforts showcased a goalie at his peak.
Pickard entered the Final as Edmonton’s No. 2 behind Stuart Skinner. He looked on as the Oilers split the series’ first two games, and then entered troubled waters. Skinner started again in Game 3, and Florida pounded Edmonton 6-1. Coach Kris Knoblauch replaced Skinner with Pickard late in that debacle, where all Pickard could offer was cleanup duty.
Edmonton moved on to Game 4 with a 2-1 series deficit, carrying an undeniable whiff of fragility that was about to be painfully exposed.
Knoblauch passed over Pickard for Skinner as his starter. The result was disastrous. Skinner gave up three goals on 14 shots in the first period, for an .824 save percentage. Edmonton limped off the ice down 3-0 and Knoblauch had to do something.
Enter Pickard.
The 33-year-old took over Edmonton’s crease and backstopped them to a shocking comeback as the Oilers scored three second-period goals for a 3-3 tie heading into the third. Pickard was excellent holding off the Panthers’ attack with tough, critical stops that gave the Oilers a chance to offer some goal support at the other end. And Edmonton’s eventual 5-4 victory in overtime would not have been possible without Pickard’s 22 saves.
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2:24
How ‘clutch’ Calvin Pickard helped spur Oilers to Game 4 win
Steve Levy and Kevin Weekes break down the Oilers’ comeback win in overtime in Game 4 to even the series with the Panthers.
It was simple enough then that when the series returned to Edmonton tied 2-2 going into Game 5 on Saturday that Pickard would have at least 24 hours notice of his next playing time. That it was happening in the Cup Final could rattle other goalies who hadn’t actually started a full game in five weeks.
But then again, Pickard isn’t a typical backup. He’s built differently.
“I guess you could look at [Game 5] as the biggest game in my life, but the last game was the biggest game in my life until the next one,” Pickard said. “It’s rinse and repeat for me. It’s been a great journey; I’ve been to a lot of good places. Grateful that I had the chance to come to Edmonton a couple years ago, and this is what you play for. I’m excited.”
The game itself didn’t go to plan for Edmonton. The Oilers fell behind early — again — and this time no number of eye-popping stops by Pickard (including a massive one on Carter Verhaeghe in the first period) could save Edmonton from itself in a 5-2 loss.
Pickard’s stat line was weak — giving up four goals on 18 shots for a .778 save percentage — but Knoblauch wasn’t convinced he was the problem. Nor would Knoblauch commit to him for Game 6.
“I’m not going to make that decision right now after a tough loss tonight,” the coach said after Game 5. “But from what I saw, I think Picks didn’t have much chance on all those goals. Breakaways, shots through screens, slot shots. There was nothing saying that it was a poor performance.”
It was Pickard’s first loss in the postseason, a testament to his body of work. It wasn’t so long ago he was in control of the Oilers’ crease. A stronger team effort in front of Pickard could have him shining there again Tuesday; Edmonton has been outscored 15-8 in its past three games, a frustrating reality given the Oilers’ depth of offensive talent and defensive capabilities.
“The quality of opportunities were really good [in Game 5], so there’s no fault at Calvin at all on any of those goals,” Knoblauch said. “When the pressure’s not on [the goalies] that they have to make every single save to keep this close or keep us ahead [it’s better]. It’d be nice to get some goal support. [Game 5] was a case where we were having difficulty generating offense. It’d be nice to have that lead and play knowing that they have to open things up when they’re trailing.”
THE OILERS WERE in a bad spot midway through the first round.
They’d entered the playoffs among the field’s Cup favorites after making the Final a year ago, falling there in Game 7 to the same franchise they’re battling now. The Oilers rebounded in a strong regular season, finishing third in the Pacific Division with 101 points.
It was worrisome then that they started the postseason with a thud, falling behind 2-0 in their first-round series against the Los Angeles Kings. Skinner was Edmonton’s starter at the time, and had given up 11 goals in those two defeats. Pickard had watched (almost) all of it happen from the bench, save for a brief appearance late in Game 2.
Knoblauch tapped Pickard to start in Game 3. Cue another comeback.
Pickard helped the Oilers reel off four straight wins to vanquish the Kings and send Edmonton to the second round. He peeled off another pair of wins against the Vegas Golden Knights to spot Edmonton a 2-0 series lead — only to sustain a lower-body injury in Game 2 that would cut his magical postseason run off at 6-0-0 with an .892 save percentage and 2.76 goals-against average.
Edmonton again turned to Skinner, who responded with a sensational run of his own leading the Oilers through their Western Conference finals series against the Dallas Stars. The now-healthy Pickard was more of a spectator again. Biding his time had become second nature.
“The last couple of years, [Skinner] has played much more than I have,” Pickard said. “So, practice time is huge for me. [Our staff] has me dialed in when I’m not playing and doing different drills to replicate situations in games, and for when that chance comes.”
Pickard has learned how to leverage his reps, perceiving each one as meaningful even when the outcome is a foregone conclusion.
“Getting the time in Game 3 [of the Final] at the end, even when it was out of hand there [with the score], it’s still good ice time for me to get out there and see game action,” Pickard said. “That propelled me to be ready for Game 4. [Any of that] practice time’s huge.”
It’s also fitting for a goalie like Pickard — who can revel entering a rout — to be on the path to a potentially distinctive feat. According to ESPN Research, the last time multiple goalies on a Cup-winning team recorded decisions in a Final for non-injury related reasons was when the Boston Bruins alternated between Gerry Cheevers and Eddie Johnston in 1972. Cheevers started Game 1, Game 3 and the clinching Game 6 in that series.
Skinner and Pickard are also only the second tandem in NHL history to have each recorded at least seven victories in a single postseason, joining Marc-Andre Fleury (nine wins) and Matt Murray (seven) during the Pittsburgh Penguins‘ Cup run in 2017.
But Pickard’s road here wasn’t quite like his predecessors — or his current goalie teammate.
Pickard was drafted by Colorado in the second round at No. 49 in the 2010 NHL draft. His first and only season as a starter for the Avalanche was in 2016-17, when he filled in for injured Semyon Varlamov.
Colorado exposed him that summer in the expansion draft and Pickard was selected by Vegas, with the idea he’d be Fleury’s backup. But the Golden Knights also selected Malcom Subban off waivers and put him behind Fleury instead. Pickard was then put on waivers and picked up by the Toronto Maple Leafs, who sent him to the minors.
From there, the New Brunswick, Canada, native kept moving around, waived by Toronto and then Philadelphia before a brief stint in Arizona. In July 2019, Pickard signed as a free agent with the Detroit Red Wings — his fifth team in two years — and still couldn’t take hold in the NHL. He toggled between the Red Wings and the American Hockey League for three seasons.
In July 2022, Pickard arrived in Edmonton … sort of. He signed a two-year, two-way deal with the club and spent his first season in the AHL. Pickard finally saw sustained NHL play the next season as the Oilers grappled with struggling starter Jack Campbell, giving Pickard his most games in the league (23) since 2016-17. That was enough to keep him on as Skinner’s backup this season.
The rest, as they say, is history. Pickard’s patience through the process has impressed those teammates now relying on him to pull them through to a Cup title.
“He’s been doing this for a long time, he has a ton of experience and been to a lot of different dressing rooms,” Kane said. “That can help you along when you do come on to different teams, making a little bit of an easier transition. Now you’re just seeing that off-ice translate on to the ice with his performance, and how much he’s helped us to where we are here today … in the Stanley Cup Final.”
If people weren’t paying attention to Pickard when he stepped in for Skinner against the Kings, there’s no doubt all eyes are on him now. It’s attention that Pickard has earned.
“[Pickard is] someone who’s just kind of stuck with it all along and he’s been a true pro and a great person all the way through,” Edmonton captain Connor McDavid said. “I think good people get rewarded and he works as hard as I’ve seen. Couldn’t be more deserving.”
KNOBLAUCH ISN’T ONE to be rushed.
He has been cagey about naming a starter throughout the Final. That will hold true again for Game 6.
“[It’s] a conversation with the staff, obviously our goaltending coach, Dustin Schwartz, but with all the assistants, the general manager,” Knoblauch said. “[We’ll] kind of weigh in how everyone feels and what’s best moving forward. It’s not an easy decision. We’ve got two goalies that have shown that they can play extremely well, win hockey games and we feel that no matter who we choose, they can win the game.”
Pickard’s numbers in the series (.878 SV%, 2.88 GAA) are stronger than Skinner’s (.860 SV%, 4.20 GAA) and they are on par for the entire postseason (Pickard holds an .886 SV% and 2.85 GAA to Skinner’s .891 SV% and 2.99 GAA). Their records, though, are quite different: 7-1 for Pickard, 7-6 for Skinner.
So, who gives the Oilers their best chance to win Game 6 and drag Florida back to Edmonton for a second straight Game 7 finale between these teams in the Cup Final?
If Pickard does get the call, it will be a culmination of 10 years of consistent effort to be trusted when there’s no tomorrow. There’s only the present moment — where the right backup goalie has always been trained to stay ready.
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Weekes perplexed by Oilers: ‘They look like a shell of themselves’
Kevin Weekes calls out the energy level by the Oilers in their Game 5 loss to the Panthers in the Stanley Cup Final.
After the cover art for her forthcoming album Man’s Best Friend faced backlash for being too “sexual,” the “Taste” singer shared a cheeky response to the criticism.
In a post shared to X June 11, one user re-shared a photo of the album’s cover, which features Sabrina on her hands and knees while wearing black heels and a a black, short-sleeve bodycon dress adorned with a ribbon. She has one hand up on the knee of a mystery person, whose top half is not revealed but is wearing a black suit and grabbing a lock of Sabrina’s hair. Alongside the image, the user wrote, “Does she have a personality outside of sex?”
Sabrina clapped back with a response shortly after, replying, “Girl yes and it is goooooood.”
This isn’t the only time the former Disney star has spoken out about those who continue to accuse her of focusing her music on sex. Earlier this month, the Girl Meets World alum called out her haters for contributing to her popularity.
